They could eventually. What could happen is they can sell your overdue account to a collections agency and the collections agency could sue you and if they win the lawsuit they could have your wages garnished.
The big issue is that you are destroying your credit, by not paying this debt. It is probably a relatively small amount and will stay on your record for 7 years. If it is not in collections contact the book club and make arrangements to pay off your debt. If it is collections make sure you are staying current on your other bills and pay any extra money to paying off your debt. If it is in collections paying it off will not help your FICO score, but it will make your credit report look better.Can book clubs garnish your wages?
I don't know, but when my brother was 12 or so, he joined a tape club, got 10 - 15 free tapes, and then they started mailing him all these bills and collection notices because he didn't pay the shipping, or hadn't bought the other tapes that he was supposed to...my Mom found out and sent them a crappy letter saying how they should verify peoples ages before they sent them crap, and that she wasn't going to pay for all the crap he got. That was the end of it.
Maybe you are in a similar situation?
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